01 · Carriers

Personal & commercial lines

Underwrite admitted books with a rate-filable peril score. Atlas runs at the point of quote — adding seconds, not minutes.

USPTO-Filed · #64/070,786 Federally-sourced data Cryptographic receipts 282.9M addresses · 54 perils
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Atlas is the peril score with the methodology summary attached. The model manifest is the methodology summary.
Atlas United · founder note
By the numbers

What teams measure after switching.

Atlas is built for actuarial defensibility and quote-time speed. These are the capability metrics; commercial proof points will be added as carrier pilots close.

24
Perils returned in a single response, one schema
~10ms
Cold p50 latency on the fast risk endpoint
$0.03–0.25
Tiered per-call pricing depending on volume
Use cases

Where Atlas earns its keep.

Concrete workflows in this segment — not feature lists. Each one is a place customers replace an incumbent or stand up a capability they didn't have before.

Quote-time scoring

Atlas grades return in under 200 ms — fast enough to embed in agent-facing quote flows without disrupting bind rates.

Rate-filing defensibility

Filable peril factor with a single-page methodology summary. Every score traces to its model layer, calibration vintage, and confidence interval — built to survive DOI examination.

Accumulation control

Cap exposure to F-graded parcels at the producer or territory level before binding.

Renewal decisioning

Re-score the entire book on a scheduled cadence. Trigger non-renewal or rate-up workflows on grade transitions.

Get started

Bring Atlas into your carriers workflow.

30-day evaluation with API keys, sample scoring for your book or program area, and a deployment engineer assigned to your account.

Request access See pricing
/v1/risks/fast · CARRIERS preset
/v1/risks/batch_fast · bulk scoring
bordereau export · monthly
federal-source citations included
verification receipts available