01 · Carriers

Personal & commercial lines

Underwrite admitted books with a rate-filable peril score. Atlas runs at the point of quote — adding seconds, not minutes.

USPTO-Filed · #64/070,786 Federally-sourced data Cryptographic receipts 282.9M addresses · 54 perils
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Atlas is the peril score with the methodology summary attached. The model manifest is the methodology summary.
Atlas United · founder note
By the numbers

What teams measure after switching.

Atlas is built for actuarial defensibility and quote-time speed. These are the capability metrics; commercial proof points will be added as carrier pilots close.

24
Perils returned in a single response, one schema
~10ms
Cold p50 latency on the fast risk endpoint
$0.03–0.25
Tiered per-call pricing depending on volume
Use cases

Where Atlas earns its keep.

Concrete workflows in this segment — not feature lists. Each one is a place customers replace an incumbent or stand up a capability they didn't have before.

Quote-time scoring

Atlas grades return in under 200 ms — fast enough to embed in agent-facing quote flows without disrupting bind rates.

Rate-filing defensibility

Filable peril factor with a single-page methodology summary. Every score traces to its model layer, calibration vintage, and confidence interval — built to survive DOI examination.

Accumulation control

Cap exposure to F-graded parcels at the producer or territory level before binding.

Renewal decisioning

Re-score the entire book on a scheduled cadence. Trigger non-renewal or rate-up workflows on grade transitions.

Accumulation ahead of the storm

AtlasCast forecasts show which counties and how much replacement value sit in a forecast path up to 16 days out, so accumulation can be managed before the event.

Claims-response lists

TrueFixR storm data lists the addresses hit by hail, wind and heavy rain, so field teams and adjusters can prioritize the first calls after an event.

Get started

Bring Atlas into your carriers workflow.

30-day evaluation with API keys, sample scoring for your book or program area, and a deployment engineer assigned to your account.

Request access See pricing
/v1/risks/fast · CARRIERS preset
/v1/risks/batch_fast · bulk scoring
bordereau export · monthly
federal-source citations included
verification receipts available